WASHINGTON, D.C. — After several months of notable changes, little movement involving the average interest rate on new-car loans at auto finance companies in August.

According to the Federal Reserve's latest report, the August average edged down just marginally to 3.86 percent. Federal officials previously calculated the July average to be 3.87 percent.

Meanwhile, the Fed determined both the median maturity level and the loan-to-value ratio remained steady in August. The median maturity level stood pat at 63.7 months while the loan-to-value ratio stayed at 87.

The data point with the greatest of change in this Fed report was the average amount financed. The August average was $28,144, down from the July mark of $28,377, but still higher than what officials reported for June, which was $27,980.

The Fed did have some new information to share for the first time since May. The average interest rate on 48-month new-car loans at commercial banks was 6.24 percent for August. Officials indicated this figure was 6.26 percent in May and for the first quarter of 2010.

Finally, the Federal Reserve determined, "In August, total consumer credit decreased at an annual rate of 1.75 percent. Revolving credit decreased at an annual rate of 7.25 percent, and revolving credit increased at an annual rate of 1.25 percent."