WASHINGTON, D.C. — Along with five new members, five
financial services executives have been elected to the board of directors of
the American Financial Services Association.

The new board members are:

—Angela Chattin, president of CarMax Auto Finance
—James Cho, president and chief executive officer of Hyundai Capital America
—Thasunda Duckett, chief executive officer of auto and student loans at Chase
Auto Finance
—Tim Russi, president of auto finance at Ally Financial
—Grover Todd Jr., chief executive officer of Credit Central

Chattin leads all aspects of the auto finance business at
CarMax Auto Finance. Since 1997, she has led the growth and development of
CarMax Auto Finance and its associates, receiving several promotions throughout
her career. Chattin also serves on AFSA's vehicle finance advisory board.

Cho recently joined Hyundai Capital America to lead its
growth and development in the Americas. Previously, he was division head of
corporate strategy and finance at Hyundai Capital Services in Korea. Prior to
joining the Hyundai Motor Group, Cho served as the president of Oliver Wyman's
Seoul office for five years.

Duckett was named CEO of Chase Auto Finance earlier this
year. She oversees both the auto finance and student loan spaces for Chase.
Before joining the division, she worked as the national retail sales executive in
Chase's mortgage banking division where she managed 4,000 mortgage bankers who
provided home financing to customers across the nation.

Russi is responsible for developing the strategy and driving
the performance of the auto business for Ally. He has been in the auto finance
industry for more than 25 years and has led the operations of several large
companies. He is also a member of the AFSA vehicle finance advisory board.
Russi will be replacing Greg Merryman, Ally associate general counsel, on the board.

Todd is the founder and CEO of Credit Central. He has more
than 28 years of experience in the consumer finance business and has served on
the boards of the Independent Consumer Finance Association of South Carolina,
the Georgia Industrial Loan Association of Georgia, National Christian College
Athletic Association, and is chairman of trustees of Blue Ridge Ministries.
Todd is also a member of the AFSA independents sections advisory board.

New AFSA Members

In other association news, AFSA also welcomed five new active
members, including:

—Franklin Financial Corp.
—CoBar
—Jericho Information Technology
—Jeffries
—Liberty Motor Club

Based in Milwaukee and serving all of Wisconsin, Franklin
Financial specializes in helping consumers get the subprime credit for auto
loans. Franklin provides end-to-end customer support from loan origination to
servicing.

Dallas-based CoBar specializes in the purchase of debt.

Jericho Information Technology provides software that helps
financial institutions improve profitability, predict and respond to market
changes and center risk appetite and strategies. The company is based north of
Dallas.

For more than 50 years, Jeffries has been providing insight,
expertise and execution to investors, companies and government entities,
offering a full range of investment banking products and services. The firm
operates worldwide and is headquartered in New York.

Liberty Motor Club is an automobile club providing services
to Tennessee-area consumers. The company is headquartered in Dayton, Tenn.

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