Free weekly credit report availability now permanent
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Equifax, Experian and TransUnion on Monday reinforced their commitment to the financial health of U.S. consumers with the ongoing availability of free weekly credit reports through AnnualCreditReport.com.
The three nationwide credit reporting agencies (NCRAs) announced the free service first introduced at the onset of the COVID-19 pandemic to help consumers protect their financial health during the sudden and unprecedented hardship caused by the public health emergency has been permanently extended.
The move is meant to empower consumers to more regularly review their credit history and better understand their financial data.
The companies’ CEOs — Mark Begor of Equifax, Brian Cassin of Experian and Chris Cartwright of TransUnion — provided a joint statement on the availability of free weekly credit reports.
“We maintain a shared commitment to building consumers’ financial capabilities and are dedicated to helping increase financial access for people across the United States,” they said. “The ongoing availability of free weekly credit reports is another way that our industry is supporting consumers as they make financial decisions.
“We recognize the important role that credit reports play in people’s financial lives and encourage consumers to regularly check their credit history — an important way of understanding their current credit position and preparing for important future financial milestones,” they went on to say.
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Equifax, Experian and TransUnion restated that consumer credit reports are a factual record of credit activity and payment history used by finance companies, lenders, creditors, service providers and other businesses to extend financial opportunities and other offers to people.
Consumers can access their free credit reports each week from each of the three credit reporting agencies at www.AnnualCreditReport.com.
“Consumers should review all items appearing in each section of their credit reports. If an error is identified, consumers should contact the credit reporting agency immediately to correct that information,” Equifax, Experian and TransUnion said.
