Credit Acceptance wants to make doing business with its dealership network smoother, so the finance company that specializes in subprime recently began to use Real-Time Payments from Citizens.

Now, Credit Acceptance dealership customers can receive funds faster on deals they close, even outside of normal business hours.

Executives highlighted that faster funding via RTP can give Credit Acceptance’s dealer customers more flexibility in managing cash and allow them to invest money back into their business more quickly.

“We greatly appreciate the Citizens team’s expertise and their partnership. They have demonstrated a deep understanding of our business and supported us so we can do more for our dealer customers,” Credit Acceptance CEO Kenneth Booth said in a news release.

“Many of our dealer customers are small business owners and fast funding is critical so they can run the day-to-day needs of their dealerships,” Booth continued.

Citizens also mentioned that RTP can eliminate steps from billing and payment procedures, increase security and provide clearer communication between buyers and sellers.

RTP through Citizens is now available to all new and existing dealership customers of Credit Acceptance through participating banks.

“Citizens works closely with our clients to make sure we are offering them the latest in payment solutions to help meet their needs,” said Matt Richardson, head of treasury product solutions at Citizens. “We have seen strong adoption of RTP as a solution for clients who want faster, seamless payments.”