Connected vehicles are giving LexisNexis Risk Solutions the path to provide more information to its clients, which can be crucial when a total-loss claim is in motion.

The provider of data, analytics and technology for insurance recently announced the inclusion of mileage information from connected vehicles in its LexisNexis Vehicle History solution.

The company explained the enhancement can enable U.S. auto insurers to use connected mileage data for insurance quotes, at policy renewal to confirm miles driven, and on an ongoing basis to support mileage monitoring programs.

Where traditional mileage information has been infrequently available based on varying collection methods, LexisNexis Risk Solutions said it now receives odometer data directly from connected vehicles and delivers it seamlessly into an insurer’s workflow.

LexisNexis Risk Solutions noted the addition supplements accident information, branded title designations and other historical vehicle usage data currently delivered through the Vehicle History solution to provide an expanded set of vehicle-related attributes for insurers to consider as they strive to increase rating accuracy.

In the future, this data can benefit claims adjusters seeking up-to-date odometer readings for purposes of estimating total loss payments, according to LexisNexis Risk Solutions.

“Annual mileage has long been a sought-after data point, but now these insights have even more relevance as driving patterns have changed due to the COVID-19 pandemic and drivers have adapted to working from home,” said Liz Rozier, director of auto insurance for LexisNexis Risk Solutions.

“As pay-per-mile policies increase in popularity, it is important that insurers meet the needs of their customers with regular and more accurate odometer readings to track miles driven on an ongoing basis,” Rozier continued in a news release.

According to the LexisNexis Risk Solutions Auto Trends Report, the number of connected vehicles on the road is rising rapidly and is expected to triple by 2023.

As more connected vehicle information and mileage readings become available, LexisNexis Risk Solutions said that it will remain a centralized, single point for insurers to gain access to data from various automakers.

The new mileage data from LexisNexis Vehicle History can be delivered via LexisNexis Auto Data Prefill, which can provide up-to-date driver, vehicle and policy information for 89% of the insurance auto market.

LexisNexis Risk Solutions also works with insurers on their usage-based insurance (UBI) programs leveraging the LexisNexis Telematics App, which can collect driving behavior data including mileage information. These programs can allow insurers to connect with policyholders about potential discounts and other benefits linked to driving behavior.

“It’s important to us that our solutions work effectively with and evolve with the needs of carriers,” Rozier said. “As connected vehicles change the game, we are finding new ways to leverage and share the data collected.”