Dealertrack regularly watches what conditions are like for consumers to obtain auto financing; a landscape that’s been tightening in recent months.

What about the credit environment for finance companies to get the resources they need to book originations? Especially in the non-prime and subprime spaces?

While perhaps an interest rate reprieve is arriving sometime this year, Kyle Birch, who is president of North America operations at GM Financial, described the rough sledding the industry is experiencing ...

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