Informed.IQ shared new data on Wednesday that pinpointed the top 10 states the company has seen applicants with overstated income as well as applicants submitting fake paystubs.

The states where applicants most often overstate their income by 10% or more, sorted by the percentage of applicants within the state who are overstating their income, include:

  1. Puerto Rico: 33.33%
  2. Michigan: 17.40%
  3. Maine: 16.94%
  4. Louisiana: 16.75%
  5. Wisconsin: 16.72%
  6. Alabama: 16.15%
  7. Delaware: 16.11%
  8. Pennsylvania: 16.00%
  9. Rhode Island: 15.98%
  10. Mississippi: 15.88%

The states where applicants are most likely to submit a fake paystub, sorted by the percentage of applicants with fake paystubs compared to the total number of applicants in the state, include:

  1. Washington, D.C.: 1.99%
  2. Georgia: 1.50%
  3. North Carolina: 1.37%
  4. Michigan: 1.34%
  5. Alabama: 1.23%
  6. Delaware: 1.15%
  7. Wisconsin: 1.11%
  8. Utah: 1.09%
  9. South Dakota: 1.08%
  10. Nevada: 0.98%

“Informed.IQ believes dealerships and lenders sometimes rely on faulty income information for loan applications, which can have significant consequences for debtors and creditors,” the company said in a message to SubPrime Auto Finance News. “Gig economy workers who also have secondary sources of income can also account for inaccurate income statements.”