As delinquencies rise and margins tighten, leading auto lenders use AI agents to cut collections and servicing costs without compromising...
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Auto credit availability improves again in June
Thursday, Jul. 10, 2025, 02:46 PM

Buoyed in part by job market, Fed might not cut interest rates until year end
Wednesday, Jul. 16, 2025, 11:16 AM

Cox Automotive spots 6 troubling trends from June auto-finance performance
Tuesday, Jul. 15, 2025, 09:48 AM
Protective Asset Protection parent to acquire AUL
Tuesday, Mar. 22, 2022, 02:29 PM
SubPrime Auto Finance News Staff
It’s getting difficult to keep a running count of how many automotive mergers and acquisitions there have been in recent months. Another one in the F&I world surfaced on Monday, as Protective Life Corp., a wholly owned U.S. subsidiary of Dai-ichi ... [Read More]
Equifax, Experian, and TransUnion to make changes to medical collection debt reporting
Sunday, Mar. 20, 2022, 02:54 PM
SubPrime Auto Finance News Staff
Beginning this summer, that applicant seeking auto financing might appear a little more worthy of being extended a contract because of upcoming changes by the three nationwide credit reporting agencies. On Friday, Equifax, Experian and TransUnion announced significant changes to ... [Read More]
Resource Hub
Best Practices, Ideas, and Tools for Business
Out-of-State Titling: 12 Steps Every Title Clerk Should Follow (The Easy Way)
Out-of-state titling isn’t easy. With every state having different DMV requirements, document packets, and deadlines, it’s easy for mistakes to...
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Free Guide: How Smart Dealers Can Profit from Customer Car Insurance
Turn Customer Auto Insurance into Dealership Profit If you're not profiting from auto insurance in your dealership, now’s the time...
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Go In-House With Your Photos
Your Photo Vendor Didn’t Show Up Again? Let’s Fix That. Stop relying on vendors and start owning your inventory. This...
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The Auto Dealer’s Complete Checklist for Evaluating AI
The Auto Dealer’s Complete Checklist for Evaluating AI highlights key questions dealership leaders should ask technology partners during the selection...
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Dealer Guide: Selecting the Right Auto Logistics Partner
In retail automotive, your transport provider isn’t just moving cars — they’re moving your business forward. Every delayed delivery, damaged...
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Case Management Made Easy: Harnessing the Power of Technology
Lenders are grappling with record-high automotive loan delinquencies, all while navigating budget constraints, staffing shortages and more. To overcome these...
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CFPB ramps up hunt for unfair discrimination in consumer finance
Sunday, Mar. 20, 2022, 02:52 PM
SubPrime Auto Finance News Staff
Already with a heightened interest in vehicle repossessions, the Consumer Financial Protection Bureau (CFPB) announced changes last week to its supervisory operations involving what it deems to be illegal discrimination, including in situations where fair lending laws may not apply. ... [Read More]
Zurich rolls out agent network to grow F&I footprint
Friday, Mar. 18, 2022, 03:17 PM
SubPrime Auto Finance News Staff
This week, Zurich North America said it is expanding its F&I sales distribution strategy by adding select F&I agencies to complement its national direct sales approach. The company explained through a news release that the move lays a foundation for ... [Read More]
Latest KBRA report shows more softening in prime & non-prime
Friday, Mar. 18, 2022, 03:13 PM
SubPrime Auto Finance News Staff
Auto-finance companies looking to gauge collections, delinquencies and defaults continue to get a somewhat murky glimpse of what’s happening in the market. After the latest update showed a slight dip in defaults, the newest insight from Kroll Bond Rating Agency ... [Read More]
Cox Automotive, Comerica & NAFCU evaluate Fed’s first rate move in 3 years
Thursday, Mar. 17, 2022, 03:11 PM
Nick Zulovich, Senior Editor
The Federal Open Market Committee (FOMC) at the Federal Reserve raised the federal funds rate target to a range of 0.25 to 0.5%, marking the first push higher by policymakers in three years. The move prompted Cox Automotive chief economist ... [Read More]
Scott departs PAR North America for E INC executive post
Wednesday, Mar. 16, 2022, 03:35 PM
SubPrime Auto Finance News Staff
After serving for more than four years as the president of PAR North America, Lisa Scott is embarking on her next professional chapter, transitioning from repossessions and recoveries to digital wholesaling. On Wednesday, E Automotive named Scott as the company’s ... [Read More]
APCO Holdings promotes Eltringham to SVP
Wednesday, Mar. 16, 2022, 03:26 PM
SubPrime Auto Finance News Staff
APCO Holdings, a leading provider and administrator of automotive F&I products and home to the EasyCare and GWC Warranty brands, recently announced that Kate Eltringham has been promoted to senior vice president of marketing and strategy. According to a news ... [Read More]
PODCAST: TransUnion on implications of buy now, pay later data
Wednesday, Mar. 16, 2022, 03:25 PM
SubPrime Auto Finance News Staff
TransUnion senior vice president and automotive business leader Satyan Merchant spent some of his time at the Vehicle Finance Conference hosted by the American Financial Service Association last week in Las Vegas discussing the growing credit vertical known as buy ... [Read More]
Auto-default rise stops at 7 straight months
Tuesday, Mar. 15, 2022, 04:35 PM
SubPrime Auto Finance News Staff
Well, how about this development to show again how resilient and unique auto financing is? Auto defaults moved counter to most of the other metrics S&P Dow Jones Indices and Experian released on Tuesday. According to the data through February ... [Read More]
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