Stop letting messy data hold your dealership back from its true earning potential. While many multi-roof dealer groups struggle to...
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FICO explains reasons for slight dip in average credit scores within auto
Tuesday, Aug. 25, 2026, 10:24 AM
Fitch watches tax-refund boost on securitizations fade during half of the year
Monday, Aug. 24, 2026, 11:22 AM
SEC rolls out more charges against former Tricolor executives who have already been federally indicted
Friday, Aug. 21, 2026, 10:09 AM
SPONSORED EPISODE: Allied Solutions explains why origination is episodic, but servicing is continuous
John Elias, sales specialist in auto finance business development for Allied Solutions, is back as the guest for another sponsored episode of the Auto Remarketing Podcast. Elias explains why current market conditions, affordability pressures and changing vehicle values are combining ... Listen Here
Additional insight into FTC’s move involving disparate impact from Hudson Cook
The Federal Trade Commission recently announced it will not pursue claims based on disparate-impact or “unfair discrimination” theories. In this episode of the Auto Remarketing Podcast, Hudson Cook partners Erica Kramer and Rob Tilley offered some historical perspectives and a ... Listen Here
Deeper dive into rising LTVs with TransUnion’s Satyan Merchant
One of the notable findings from TransUnion’s Q2 2026 Credit Industry Insights Report (CIIR) was how much loan-to-value ratios have changed in the past five years. Satyan Merchant, one of this year’s Automotive Intelligence Award recipients and senior vice president ... Listen Here
Mandatory ELT processing gaining momentum
SubPrime Auto Finance News Staff
Cox Automotive senior director of government affairs Sarah Hunsicker gave both historical background and forward-looking perspectives about electronic lien and title (ELT) processing, which is now mandatory in 13 states. Hunsicker recapped in a company podcast with Deshaun Sheppard, a ... [Read More]
NAF Association emerges strong after nearly 3 years of change
Nick Zulovich, Senior Editor
The National Automotive Finance Association began to navigate challenges triggered by COVID-19 like literally the rest of the world in March 2020. Then, matters became tremendously more complicated 15 months later when the only executive director the NAF Association ever ... [Read More]
Resource Hub
Best Practices, Ideas, and Tools for Business
Evaluating VPP Cancellation Systems: 7 Questions Every Lender Should Ask
Selecting the right VPP cancellation system is critical to maintaining compliance, maximizing recoveries, and improving operational efficiency. As regulatory requirements...
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Auto lenders spent on AI. Here’s what paid off.
A panel of auto-lending leaders — CEOs of subprime auto finance companies, VPs of Collections, CROs, indirect-lending executives at two...
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Experian Automotive Dealer Fraud Threat Report
Fraud is Hitting Dealerships Hard When one bad deal can erase tens of thousands in profit, fraud becomes impossible to...
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AI-Financing Spotlight: How Tracy Honda Sells 12-15 More Deals Monthly
Discover how Tracy Honda is outperforming its market by leveraging AI-powered auto financing to drive faster approvals and close more...
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The AI Dealer Playbook: 5 Questions to Ask Before You Buy AI
Artificial intelligence is rapidly reshaping dealership operations by automating communication, improving workflows, and supporting staff with tools like copilots and...
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Speaking the Same Language: How Dealers Structure Capital for Real Estate and Growth
Why Capital Structures Matters in Today’s Market Dealers actively expanding or acquiring real estate are often constrained not by opportunity—but...
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Dealer Playbook: 5 Takeaways for Auto Retailers Using AI
The May issue of Auto Remarketing — “Shifting Gears: AI’s Role in Retail Automotive” — explores how top auto retailers...
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Tom Hudson named first recipient of Jack Tracey Pinnacle Award
SubPrime Auto Finance News Staff
Tom Hudson might not be practicing consumer finance law on a daily basis nowadays, but accolades continue to be given to the founding partner of Hudson Cook. On Tuesday, the National Automotive Finance Association announced that Hudson has been named ... [Read More]
Messages from Truist & Westlake illustrate wide-ranging state of auto financing
Nick Zulovich, Senior Editor
Messages obtained by SubPrime Auto Finance News during the past couple of days perhaps illustrate how wide-ranging the auto finance landscape currently is. On Friday, Cherokee Media Group received an anonymous tip that Truist Bank and Regional Acceptance were set ... [Read More]
24 state AGs send amicus brief to Supreme Court, supporting CFPB
SubPrime Auto Finance News Staff
A coalition of 24 attorneys general threw their support behind the Consumer Financial Protection Bureau this week, submitting an amicus brief to the Supreme Court The group is urging the court to overturn a decision by the U.S. Court of ... [Read More]
April auto defaults mimic credit availability time comparison
Nick Zulovich, Senior Editor
You can decide how connected the timing of these two auto finance trends are. Cox Automotive reported last week that auto credit availability in April tightened to a point not seen in almost two years. This week, S&P Indices and ... [Read More]
ARA to tackle 3 important questions about repossessing EVs during upcoming webinar
SubPrime Auto Finance News Staff
Electric vehicles are steadily gaining share in both the used- and new-vehicle markets. But not every consumer maintains their monthly payments on those EVs. To help repossession agents handle the unique situations EVs present, the American Recovery Association is hosting ... [Read More]
Launcher integrates with TurboPass to boost underwriting
SubPrime Auto Finance News Staff
Two technology providers specializing in originations and underwriting announced this week they’re now working together. Launcher finalized an integration partnership with TurboPass, enhancing multi-verification capabilities and simplifying the funding process for mutual finance company clients utilizing Launcher’s appTRAKER Loan Origination ... [Read More]
FTC begins distribution of $3.3M dealership settlement over ‘junk fees and discriminatory practices’
SubPrime Auto Finance News Staff
In October, the Federal Trade Commission announced an action against Passport Automotive Group for what the regulator called in a news release as “deceiving consumers by tacking hundreds to thousands of dollars in illegal junk fees onto car prices and ... [Read More]
TransUnion: As originations soften, focus turns to vintage performance
SubPrime Auto Finance News Staff
It’s been about a decade since TransUnion saw auto finance origination volume at this low of a level. The automotive portion of the Q1 2023 Quarterly Credit Industry Insights Report (CIIR) from TransUnion showed that Q4 2022 originations — viewed ... [Read More]
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