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SPONSORED EPISODE: Allied Solutions explains why origination is episodic, but servicing is continuous
John Elias, sales specialist in auto finance business development for Allied Solutions, is back as the guest for another sponsored episode of the Auto Remarketing Podcast. Elias explains why current market conditions, affordability pressures and changing vehicle values are combining ... Listen Here
Additional insight into FTC’s move involving disparate impact from Hudson Cook
The Federal Trade Commission recently announced it will not pursue claims based on disparate-impact or “unfair discrimination” theories. In this episode of the Auto Remarketing Podcast, Hudson Cook partners Erica Kramer and Rob Tilley offered some historical perspectives and a ... Listen Here
Deeper dive into rising LTVs with TransUnion’s Satyan Merchant
One of the notable findings from TransUnion’s Q2 2026 Credit Industry Insights Report (CIIR) was how much loan-to-value ratios have changed in the past five years. Satyan Merchant, one of this year’s Automotive Intelligence Award recipients and senior vice president ... Listen Here

MeridianLink acquires Credit Mountain to create opportunities after adverse actions

SubPrime Auto Finance News Staff
Adverse action notices in subprime auto financing are common. An acquisition that closed on the last day of July and announced publicly on Monday is designed to make sure that’s not the end of the road for all parties involved. ... [Read More]

Equifax notices multiple subprime trends within outstanding portfolio & originations

SubPrime Auto Finance News Staff
The July installment of the Automotive Industry Market Pulse from Equifax included multiple noteworthy trends connected to subprime auto financing. Equifax reported total outstanding auto debt reached $1.7 trillion in May, representing a 2.4% increase year-over-year. Pushing the figure higher ... [Read More]

VantageScore still sees ‘gradual migration’ of consumers into near-prime & subprime

SubPrime Auto Finance News Staff
The average VantageScore 4.0 credit score ticked up in June, reversing the modest dip observed late last year and returning to its highest level in the past 12 months. But analysts are also seeing the number consumers sliding into the ... [Read More]

KBRA auto loan ABS report considers why ‘borrower pockets’ matter more than pool averages

SubPrime Auto Finance News Staff
This week, KBRA released news research examining the increasingly asymmetric performance of auto loan ABS across borrower credit profiles. Perhaps also seen by finance company executives who oversee collections and portfolio health, KBRA pointed out that stronger borrowers have remained ... [Read More]

Weltman, Weinberg & Reis reiterates 5 situations when replevin actions might be necessary

SubPrime Auto Finance News Staff
Along with welcoming a new attorney to the firm’s office in Sarasota, Fla., Weltman, Weinberg & Reis recently reiterated five potential situations when replevin actions could help credit unions recover secured assets when traditional repossession efforts are unsuccessful. The full-service ... [Read More]

Agora Data shares 5 considerations for dealers evaluating subprime auto finance partners

SubPrime Auto Finance News Staff
After surveying 114 independent auto dealers to get clarity about the biggest obstacles to closing more deals that need the participation of lenders for financing, Agora Data followed up that project by offering five characteristics that operators should consider when ... [Read More]

As refinancing gains more steam, a reminder about Fed’s influence over auto lending

Nick Zulovich, Senior Editor
Caribou’s Q2 2026 Auto Refinance Trends Report showed subprime consumers enjoyed the deepest rate cuts across credit tiers, based on data from April to June of customers who refinanced to lower their monthly payments. Before someone begins to project that ... [Read More]

CTO and CMO of Credit Acceptance to resign with another former T-Mobile exec set to join team

SubPrime Auto Finance News Staff
Credit Acceptance announced departures of two more high-ranking executives on Monday morning, saying the “leadership changes (are) designed to advance our digital-first strategy and position the company for long-term success.” The subprime auto finance company first revealed late Friday afternoon ... [Read More]

AFIP/ADCO & Privacy4Cars partner to help dealers address vehicle data privacy compliance gaps

SubPrime Auto Finance News Staff
The Association of Finance & Insurance Professionals (AFIP) and the Association of Dealership Compliance Officers (ADCO) found another unique way to help dealership compliance officers, F&I professionals, and other store leadership. AFIP and ADCO announced a new promotional partnership with ... [Read More]

Vervent releases own case study recapping complex journey to become servicing successor for Tricolor Holdings

Nick Zulovich
This likely won’t be the last case study completed in connection with the Chapter 7 bankruptcy of Tricolor Holdings, which triggered federal charges against the company’s CEO and a rippling throughout subprime auto finance. This week, Vervent released its own case ... [Read More]

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