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WASHINGTON, D.C. — If you're a dealer or lender frustrated
about the impact of the Dodd-Frank Act that created the Consumer Financial
Protection Bureau among other new regulations, the chairman of the U.S. House
Committee on Financial Services is giving you an avenue to vent frustrations.

Earlier this week, Rep. Spencer Bachus, an Alabama
Republican and chairman of the committee, rolled out an online survey aimed at
showing how the act had a larger impact on small businesses rather than Wall
Street corporations since being signed into law two years ago.

"Dodd-Frank was enacted in response to the financial crisis
of 2008," Bachus began. "The law was not intended to hinder the ability of
American businesses to utilize the capital markets or to unduly hamper the
ability of consumers and businesses to obtain credit, create jobs, mitigate
risk and thrive. Yet two years after its passage, many argue that Dodd-Frank
is having precisely these negative effects.

"Main Street businesses are now facing a constriction of
both capital and credit," he continued. "The derivatives rules, the Volcker
Rule and a host of other Dodd-Frank rules are putting enormous pressure on
corporate balance sheets at a time when economic conditions are already putting
increased demands on the time and resources of job creators."

The online survey asks participants to ponder 10 questions
such as:

—Do you purchase food for yourself or your family?

—Are you in need of a small business loan?

—Do you use a small community bank?

—Are you trying to buy a home?

—Are you concerned that the government will bail out (again)
banks that it thinks are ‘too big to fail'?

"Those are some of the questions asked in the interactive
survey to demonstrate how the 400-plus regulations required by the Dodd-Frank
Act will impact the lives of virtually every American," Bachus contends.

The online survey can be completed here.