Top 10 States for Lowest, Highest APR in February
SANTA MONICA, Calif. — Based on data Edmunds.com gave
SubPrime Auto Finance News, there was a 363 basis point differential between
the state with the highest average APR and lowest for all transactions by
franchised dealers reported to the site in February.
Pacing the nation for this metric was Louisiana with an
average APR of 6.19 percent for deals completed at franchised stores last month.
On the opposite end was Vermont as Edmunds.com discovered
that state led the nation with the lowest APR in February at 2.56 percent.
The Top 10 highest for February included:
1. Louisiana: 6.19 percent
2. Mississippi: 5.41 percent
3. Georgia: 5.23 percent
4. Texas: 5.22 percent
5. West Virginia: 5.18 percent
6. Oklahoma: 5.09 percent
7. Alabama: 5.05 percent
8. South Carolina: 5.01 percent
9. Kentucky: 4.93 percent
10. Arkansas: 4.85 percent
The Top 10 lowest for last month included:
1. Vermont: 2.56 percent
2. Massachusetts: 3.21 percent
3. New Hampshire: 3.28 percent
4. Connecticut: 3.29 percent
5. Delaware: 3.31 percent
6. Rhode Island: 3.41 percent
7. New Jersey: 3.42 percent
8. Wisconsin: 3.46 percent
9. Maine: 3.49 percent
10. Oregon: 3.63 percent
Continue the conversation with SubPrime Auto Finance News on LinkedIn and Twitter.