Wolters Kluwer Unveils New Enhancement for After-Market Product Sales Compliance
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MINNEAPOLIS — This week, Wolters Kluwer Financial Services added
new content to the motor vehicle indirect lending module of its CompliSource
solution.
The company explained the new After Market Summary is
designed to help manage compliance with state and federal laws governing the
retail installment sales and financing of vehicles.
Wolters Kluwer also mentioned the new content is geared to
assist lenders and dealers understand the state-specific requirements imposed
on after-market products and services sold to and financed by consumers who are
purchasing a vehicle.
Officials reiterated the After Market Summary analyzes the
statutes and regulations that apply to the sale and financing of service
contracts, extended warranties, road hazard protection, vehicle protection
products and auto club memberships. It can help banks, credit unions and sales
finance companies and the dealerships they do business with understand whether
a product is considered to be insurance, what disclosures need to be provided
to the consumer, any limitations or restrictions on the sale and financing of
the product and potential refund requirements upon prepayment.
"After-market products and services can help generate
additional revenue for both lenders and dealerships, but there is an added
level of complexity in making sure after-market items are presented and sold in
adherence with state-specific requirements," stated Jason Marx, vice president
and general manager of indirect lending and residential lending at Wolters
Kluwer.
"Our new CompliSource After Market Summary adds new depth to
our extensive motor vehicle indirect lending module and helps ensure lender and
dealer compliance, while helping them build their business and become more
profitable," Marx continued.
Marx went on to stress CompliSource is maintained by Wolters
Kluwer's highly-skilled staff of compliance and legal experts, who provide
interpretive summaries of the laws governing various areas of lending.
Wolters Kluwer's indirect lending business can help lenders
and dealers monitor pending and enacted legislation that impacts the marine, RV
and auto finance and dealer markets.
The company's compliance documentation, software and
services can assist both lenders and dealers mitigate risk and ensure new laws
and regulations are embedded within their business operations. Prominent brands
include AppOne, Bankers Systems and CompliSource.
For more information, visit www.wolterskluwerfs.com/indirect.